Terms of Use

1. Definitions

In these Terms of Use, "Site" refers to Gooblum, a website operated by MadTech Rocks LLC. "User", "you", and "your" refer to any individual who accesses, browses, or uses the Site. "We", "us", and "our" refer to MadTech Rocks LLC.

2. Acceptance of Terms

By accessing, browsing, or using any feature of Gooblum, you confirm that you are at least 18 years of age and that you have read, understood, and agreed to these Terms of Use in their entirety. If you do not agree with any of the provisions set out herein, please do not use this Site. Continued use after modifications are posted constitutes acceptance of those modifications.

3. Informational Purpose

Gooblum is dedicated to publishing educational and informational content about personal finance, investments, budgeting, and wealth building for the Japanese market. The content published here is for general informational and editorial purposes only. It should not be construed as personalized financial, legal, tax, medical, or any other type of professional advice. Any decision made based on information from this Site is the sole responsibility of the reader.

Gooblum is not a financial institution. We do not conduct credit assessments, approve applications, or make lending decisions — these activities are solely managed by the respective financial institutions. We do not request or process any form of payment, facilitate money transfers, or charge any fees for the use of our services.

We strongly recommend consulting a qualified financial professional before making any important investment or financial decision.

4. Contact Us

For any questions regarding these Terms of Use, please contact us at contact@gooblum.com.

5. Acceptable Use

You agree not to misuse the Site. This includes, among other things:

  • attempting to interfere with the normal operation or security of the Site;
  • using automated means (bots, scrapers) to extract content without authorization;
  • misrepresenting your identity or the origin of your requests;
  • posting or transmitting defamatory, obscene, or offensive content;
  • engaging in activities that may damage, overload, or impair the Site's operation;
  • violating applicable law while using the Site.

We reserve the right to restrict or suspend access for any user who violates these rules, without prior notice.

6. Content, Links, and Third Parties

Content published on Gooblum reflects the opinion of its authors at the time of publication. While we strive to keep information accurate and up to date, we do not guarantee the accuracy, completeness, or timeliness of all content.

This Site may contain links to third-party websites provided as reference and convenience. We have no control over the content, privacy policies, or practices of those external sites and assume no responsibility for them. Some articles may reference third-party products or services; links to such products are provided solely for informational and convenience purposes.

7. Intellectual Property

Unless otherwise indicated, the site design, branding, and editorial content are protected by applicable intellectual property and copyright laws. You may quote or link to our content in a lawful and reasonable manner, with proper attribution and a link to the original article. You may not republish or commercially exploit it as your own without written authorization from MadTech Rocks LLC.

8. Privacy and Data Protection

The collection and processing of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms of Use. We recommend reading it carefully to understand how we collect, use, and protect your information in accordance with the Act on the Protection of Personal Information (個人情報保護法, APPI).

9. Availability and Limitation of Liability

Gooblum is provided "as is" and "as available." We do not guarantee that the Site will be available without interruption, free of errors, or that servers will be free of viruses or other harmful components.

To the maximum extent permitted by law, MadTech Rocks LLC, its directors, employees, contributors, and associated parties shall not be liable for any direct, indirect, incidental, consequential, or special damages resulting from the use or inability to use this Site — including, but not limited to, financial losses arising from decisions based on the published content.

10. Indemnification

You agree to indemnify and hold harmless MadTech Rocks LLC, its directors, employees, and contributors from any claims, demands, losses, damages, costs, or expenses (including attorney fees) arising from your use of the Site, violation of these Terms of Use, or infringement of third-party rights.

11. Dispute Resolution

In the event of any dispute or controversy related to the use of this Site or these Terms of Use, the parties agree to first attempt to resolve it amicably through direct negotiation. If an agreement is not reached within a reasonable period, the dispute shall be submitted to mediation before resorting to judicial proceedings.

12. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of Japan, including but not limited to the Act on the Protection of Personal Information (個人情報保護法, APPI) and the Consumer Contract Act (消費者契約法). Any litigation that cannot be resolved through the mechanisms described above shall be submitted to the exclusive jurisdiction of the competent courts of Japan.

13. Modification of Terms

MadTech Rocks LLC reserves the right to modify, update, or revise these Terms of Use at any time and without prior notice. Modifications shall become effective immediately upon their publication on this page. It is the user's responsibility to review these terms periodically.

14. General Provisions

If any provision of these Terms of Use is declared invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect. These Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and MadTech Rocks LLC regarding the use of Gooblum, and supersede any prior agreements, whether oral or written.