Inside the Customized Cash Rewards: Personalize, Spend, and Earn

Publicado por Marcela Nascimento em July 27, 2025

Introduction

Bank of America’s Customized Cash Rewards card offers a unique approach: you choose categories where you spend the most to earn higher cashback.

How Does Personalization Work?

You select one category like groceries, gas, or entertainment to earn 3% cashback, 2% at grocery stores, and 1% on all other purchases.

Flexibility and Control

You can change your selected category every month to match your spending habits.

Additional Benefits

  • Welcome bonuses for new cardholders.
  • No annual fee on some versions.
  • Fraud protection and purchase insurance.

Who Is It For?

Perfect for those wanting to maximize cashback in specific categories without hassle.

Where to Apply for Customized Cash Rewards

Apply on the official Bank of America site here.

With Customized Cash Rewards, you have flexibility to earn more on your priorities, making the card work for you.

Portrait of brunette girl looks excited at smatphone screen, reading proo offer online, paying contactless and making order in phone with credit card. Copy space
Personalize your cashback and apply now!

Author

  • Marcela Nascimento

    Hi, I'm Marcela Nascimento, Head of Content. My mission is to transform information about finance, investments, and credit cards into clear and strategic content to help you make the best financial decisions.