Citi Double Cash Card: Earn 2% Cashback on All Purchases
The Citi Double Cash Card is one of the most straightforward cashback cards in the U.S., offering a flat 2% cashback on all purchases—1% when you buy and 1% when you pay off your balance.
Key Features of the Citi Double Cash Card
- Cashback Rate: Earn 2% cashback on all purchases (1% when you buy + 1% when you pay).
- No Caps or Categories: Enjoy unlimited cashback with no spending categories to track.
- No Annual Fee: Keep all your rewards without paying yearly fees.
- Intro APR Offer: 0% introductory APR on balance transfers for 18 months (terms apply).
- Flexible Redemption: Redeem cashback as a statement credit, direct deposit, or check.
Why Choose the Citi Double Cash Card?
The simplicity of earning a flat 2% cashback makes it appealing for those who want consistent rewards without managing bonus categories or rotating offers. It’s ideal for everyday spending, including groceries, gas, and bills.
The lack of an annual fee means your rewards come at no extra cost.
Maximizing Your Citi Double Cash Rewards
- Use the card for all your purchases to maximize the flat 2% cashback.
- Pay your balance in full each month to earn the full cashback and avoid interest.
- Combine with Citi’s other cards if you want additional benefits or sign-up bonuses.
Who Should Apply?
This card suits:
- People who want simple and steady cashback rewards
- Those who prefer no annual fees and no category tracking
- Everyday spenders looking for maximum value on all purchases
Conclusion
The Citi Double Cash Card offers an excellent way to earn 2% cashback on all spending with no annual fee and straightforward redemption options. If you want hassle-free cashback rewards, this card is a top choice for U.S. consumers.
