Chase Freedom Unlimited: No Annual Fee Cashback Credit Card for Everyday Spending
The Chase Freedom Unlimited® is a popular cashback credit card in the U.S. designed for people who want to earn rewards on their daily purchases without paying an annual fee. It offers straightforward cashback rewards combined with some unique bonus categories, making it a great choice for everyday use.
Key Features of Chase Freedom Unlimited
- Cashback Rate: Earn 1.5% unlimited cashback on all purchases.
- Bonus Categories: 5% cashback on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores.
- Sign-up Bonus: Earn a bonus cashback after spending a specific amount within the first 3 months (e.g., $200 bonus after $500 spent).
- No Annual Fee: Keep all rewards without worrying about yearly costs.
- Intro APR Offer: 0% APR for 15 months on purchases and balance transfers.
- Purchase and Travel Protections: Includes purchase protection, extended warranty, and trip cancellation insurance.
Why Choose Chase Freedom Unlimited?
The flat 1.5% cashback rate on all purchases means you don’t have to think about categories—every dollar spent earns rewards. Plus, the bonus rates on travel, dining, and drugstore purchases help you earn even more in key spending areas.
Paired with other Chase cards that earn Ultimate Rewards points, Freedom Unlimited points can be transferred to those cards, adding even more value.
Maximizing Your Rewards
- Use the card for all daily purchases to benefit from the 1.5% cashback.
- Book travel through the Chase Ultimate Rewards portal to earn 5% cashback.
- Combine with a Chase Sapphire card to transfer and boost your rewards.
- Pay your balance in full to avoid interest fees.
Who Should Apply?
This card suits:
- People wanting simple cashback without tracking categories
- Those looking to avoid annual fees
- Everyday spenders who want solid rewards on all purchases
- Chase cardholders looking to maximize Ultimate Rewards
Conclusion
The Chase Freedom Unlimited® is an excellent choice if you want effortless cashback on all your purchases plus the bonus rewards in travel, dining, and drugstores. With no annual fee and an attractive intro APR offer, it’s a versatile card for everyday use.
